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Tap to pay by payabl.

A payment terminal in your pocket. Tap to pay by payabl. turns mobile devices into secure card terminals, letting businesses accept contactless payments without buying or managing dedicated hardware.

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What payments are supported?

VisaMastercardApple PayGoogle PaySamsung Pay

Key benefits

No equipment, no upfront cost

No card reader to buy, rent, charge, maintain, or replace. No setup or monthly fees; you only pay for your transactions.

Accept payments anywhere

Your checkout travels with you. As long as your phone has signal or WiFi, you’re ready to take Visa, Mastercard and digital wallets.

Secure by design

Built on Android’s native security with bank-grade encryption. Card data is encrypted during transmission and never stored on your device.

Control your money flow

See all payments in one place. Add online checkout or business accounts as you grow, without switching providers.

Start fast. Scale easily

Download the app, activate your device, and start taking payments in minutes. Add multiple staff devices and new sales channels whenever your business needs.

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What can you do with Tap to pay?

Take payments instantly

See the result in real time and send an e-receipt directly to your customer.

  • Take payments instantly
  • Undo a transaction anytime
  • Every transaction type covered
  • Paperless, always
  • In-app reporting

How it works

From download to payment acceptance in just a few simple steps

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Pricing

£0

Setup

£0

Monthly fees

1.5% and 5p

*Transaction fees only

FAQ

Ready to set up Tap to pay ?

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Tap to Pay by payabl. turns your Android device into a secure payment terminal, allowing you to accept contactless payments without additional hardware. It's quick to set up, easy to use, and built for businesses on the move.

Requires a compatible NFC-enabled Android device running Android 11 or later with Google Mobile Services and an active internet connection. Device compatibility may vary.

Transaction fees, limits, and other charges may apply. Some contactless cards or payment methods may not be accepted. Use of Tap to Pay by payabl. is subject to merchant eligibility, onboarding approval, and applicable terms and conditions. Availability may vary by jurisdiction and device.

Any pricing displayed on this website is indicative only and may vary depending on the merchant profile, transaction volume, payment method, or other applicable factors.

*Applies only to UK and EEA-issued consumer debit and credit cards; different fees apply for corporate and international transactions.