we make money flow '%20d='M42.8667%200H9.84112C5.15994%200%20.75225%203.14009.0927%207.69163-.69554%2013.2423%203.64781%2018%209.13331%2018H42.1589c4.6812%200%209.0889-3.1401%209.7484-7.6916C52.6955%204.75771%2048.3522%200%2042.8667%200Z'/%3e%3cdefs%3e%3clinearGradient%20id='a'%20x1='59.4197'%20x2='9.19766'%20y1='9.00793'%20y2='9.00793'%20gradientUnits='userSpaceOnUse'%3e%3cstop%20stop-color='%237CDDAE'%20stop-opacity='0'/%3e%3cstop%20offset='.41'%20stop-color='%237CDDAE'%20stop-opacity='.44'/%3e%3cstop%20offset='.82'%20stop-color='%237CDDAE'%20stop-opacity='.84'/%3e%3cstop%20offset='1'%20stop-color='%237CDDAE'/%3e%3c/linearGradient%3e%3c/defs%3e%3c/svg%3e)
Effortless payments.Total control.across acquiring andissuingacross scale-ups andenterprisesacross rails and regionsacross decisionsand dashboardsacross risk signals andrevenue streamsacross self-service andspecialist supportacross the momentsthat matter
Get in touchWhat we do
Money is always in motion
It powers every decision and opportunity in your business. At payabl., we help you take control of this movement, transforming it into money flow that drives growth.
We connect payments and business accounts in one platform, giving you complete visibility and the tools to navigate any complexity.
With the right partner beside you, mastering your money flow becomes intuitive. It gives you the support, confidence, and tech to grow your business, your way.
The future of money movement
What we’re here to do
Mission
We remove complexity from financial management — so businesses can move money with clarity and control.
Vision
A world where managing money feels intuitive — fast, clear, and second nature.
The people behind the money flow
At payabl., leadership means showing up: for our clients, our teams, and the future of finance. Each member of our executive team brings deep expertise in payments, banking, and compliance — combined with a clear, human approach to decision-making. Together, they drive the vision, shape the product, and keep the flow moving.
Christia Evagorou Papamichael
Deputy Group CEO / Group CCO
Kristaps Zips
CEO UK
Marios Tsiailis
Group CFO
Jolita Strasunskaite
Group Chief People Officer
Dzmitry Kalashnikau
Group Chief AMLCO
Nikolett Palinkas
Group Chief Growth Officer (Acquiring)
Esfira Zaka
Chief Marketing Officer
Bruno de Holanda Carneiro Leão
Chief Regulatory Officer
Oleg Stefanets
Chief Risk Officer
Thekla Paschali
Chief Technology Officer (CTO)
Ugne Buraciene
Group CEO
Christia Evagorou Papamichael
Deputy Group CEO / Group CCO
Kristaps Zips
CEO UK
Marios Tsiailis
Group CFO
Jolita Strasunskaite
Group Chief People Officer
Dzmitry Kalashnikau
Group Chief AMLCO
Nikolett Palinkas
Group Chief Growth Officer (Acquiring)
Esfira Zaka
Chief Marketing Officer
Bruno de Holanda Carneiro Leão
Chief Regulatory Officer
Oleg Stefanets
Chief Risk Officer
Thekla Paschali
Chief Technology Officer (CTO)
Ugne Buraciene
Group CEO
Business Strength
We’re playing by the rules
Payabl. CY Limited is authorised and regulated by the Central Bank of Cyprus (CBC) and holds an Electronic Money License (EMI). Payabl. CY Limited operates under its Payment Institution (PI) license (License Number: 115.1.2.9/2018) until the full activation of the EMI license. Company Registration Number: HE289380.
Payabl. (UK) Limited is authorised and regulated by the Financial Conduct Authority (FCA) and operates under an Electronic Money Institution (EMI) license (License Number: 967259). Company Registration Number: 13639825.
Global flow, local presence
Where to find us
From Limassol to London, Frankfurt to Vilnius, we’re where our merchants need us. Our global footprint reflects the flow of modern business: connected, borderless, always moving.