Cookie Policy

This Cookie Policy (“Policy”) describes how PAYABL. CY LIMITED (collectively, “payabl.”, “we”, “our”, “us”) use “cookies” and other similar technologies on our home website (www.payabl.com). 

In this Policy, we explain how the user (“you”) can control which cookies are used and learn more about cookies and similar technologies. For more information about how payabl. handles your data, please refer to our Privacy Policy. 

1. How to manage cookies?
   When you visit our website for the first time, you will be notified via a banner regarding the use of cookies. This banner provides you with essential information about the cookies we use and allows you to provide your consent for their use. By consenting, you agree to our cookie policy and the use of the cookies categories as explained.
   If you ever want to change your preferences, it's easy! Just click the shield icon at the bottom left of the page at any time, and you'll be able to update your cookie settings as you like.

2. What is a cookie?
   Cookies are small text files that are placed automatically on your computer, tablet or mobile device when you visit our website. Cookies are widely used by websites and mobile application owners to make their websites and apps work more efficiently, as well as provide reporting information. Every time you revisit our website your browser sends the information back to us. Cookies associate a website activity to a specific user. They allow the user to navigate between pages efficiently by remembering their preferences or actions and thus improving the user experience. Web browsers can attach the relevant cookies to any future requests the user makes from the web server.

3. How we use cookies?

There are two categories of cookies that payabl. sets on the website:    

1. “First Party Cookies” that are placed and read by us when you use our website; and
2. “Third-Party Cookies” that are not set directly by us. Third-party cookies enable features or functionality such as advertising, interactive content, and analytics to be provided through the website which in turn enables third-party cookie providers to recognise the user’s device when you visit the website in question or other websites.

4. Types of cookies we use

payabl. uses different types of cookies for different purposes as described below: 

1. ‘Essential’ cookies - These enable you to use and seamlessly navigate across our website and use its features, as well as to ensure the security of the website. Since these cookies are necessary to operate the website, you cannot opt-out of these cookies without affecting the availability of the website.
2. ‘Functional’ cookies - allow the website to remember choices you make (such as your username, language or the region you are in) and provide enhanced, more personal features. These cookies may be set by us or by third party providers whose services we have added to our pages. If you don’t allow these cookies, then some or all of these services may not function properly. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.
3. ‘Marketing’ cookies - These may be used by us or other third parties to track website and social media activity on the devices you use, to understand your interests and to create and deliver relevant advertising, and to measure our advertising efforts. These third-party providers may also record certain information when you use their services or browse their websites. They may also link such collected information with your profile information on our website. 

5. How to opt-out?
   We only use cookies if you have given us your consent to do so. 
   You can opt-out cookies through our cookie acceptance pop-up when you first visit our website, except for those cookies that are essential to provide you with our Services. 
   You can also delete your cookies from your browser and revisit our website or set your browser to restrict cookies or to reject them entirely. These settings will apply to all cookies whether included on websites or in emails. If you choose to disable cookies, some features and functionalities of our website may not operate as intended. 
   You can follow the links below to understand your options.

• Chrome: https://support.google.com/chrome/answer/95647?hl=en
• Explorer: https://support.microsoft.com/en-us/help/17442/windows-internet-explorer-delete-manage-cookies
• Safari: https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac
• Firefox: https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer
• Opera: https://help.opera.com/en/latest/web-preferences/#cookies

6. Useful links

   If you would like to find out more about privacy, cookies and their use on the internet, you may find the following links useful:

   Microsoft Cookies guide

   All about Cookies

   Office of the Commissionaire for Personal Data Protection

7. Changes to this cookie policy

   We may revise or update this cookie policy from time to time. In such case we will post the most recent cookie policy on our website, and we will update the version date at the bottom of this page.

Last updated: 10/03/2025