pay customers and businesses in real time

Deliver funds faster. Improve your cashflow. Drive 50% more customer trust.

Near real-time payments world map

How we facilitate near real-time payments

Visa Direct

Visa Direct is a payment service that facilitates near real-time money transfers, allowing businesses and individuals to send money directly to eligible debit or credit cards.

Mastercard Send

Mastercard Send enables merchants to send funds directly to a consumer's bank account within seconds using the debit card number associated with that account.

SEPA and SEPA Instant

SEPA (Single Euro Payments Area) is a system that facilitates euro payments across Europe, while SEPA Instant is a faster version of SEPA, processing transactions within seconds.

SWIFT

A global network of financial institutions that enables secure and standardised international payments. It connects over 11,000 banks in more than 200 countries.

FPS

FPS (Faster Payments Service) is a UK-based banking initiative that makes bank transfers more efficient. Instead of waiting for multiple business days, FPS enables payments to be processed in near real-time, often within seconds.

Why send money with payabl.

  • Boost customer trust by 52%*

    Send payments on customer-recognised networks like Visa Direct and Mastercard Send.

    *Visa Direct

  • Enhanced refund confirmation

    Get instant confirmation for all successful refunds, including payouts to cardholders, right from your dashboard.

  • Boost your revenue

    Increase loyalty and introduce new revenue streams by providing faster refunds and winnings to customers, or wages to workers.

Payouts for any business

Increase loyalty by sending fast funds to vendors, marketplace stakeholders, players for winnings, insurance claimants, payfacs, the gig economy workers and earned-wage access business models.

  • Marketplaces

    Disburse seller earnings automatically and at scale

  • Insurance

    Settle claims with fast, secure, and trackable payouts

  • PayFacs

    Manage complex multi-party flows with full control

  • Gig economy

    Pay freelancers and contractors instantly, even on weekends

  • Earned-wage access

    Offer employees real-time access to their earnings

  • Travel & hospitality

    Refunds, commission payments, and partner payouts made easy

  • Affiliate platforms

    Keep your network happy with reliable, on-time commissions

  • Gaming & gambling

    Real-time winnings and rewards, paid out securely and at scale

  • Vendors & suppliers

    Pay partners globally with speed and transparency

  • Marketplaces

    Disburse seller earnings automatically and at scale

  • Insurance

    Settle claims with fast, secure, and trackable payouts

  • PayFacs

    Manage complex multi-party flows with full control

  • Gig economy

    Pay freelancers and contractors instantly, even on weekends

  • Earned-wage access

    Offer employees real-time access to their earnings

  • Travel & hospitality

    Refunds, commission payments, and partner payouts made easy

  • Affiliate platforms

    Keep your network happy with reliable, on-time commissions

  • Gaming & gambling

    Real-time winnings and rewards, paid out securely and at scale

  • Vendors & suppliers

    Pay partners globally with speed and transparency

Want to deliver real-time payouts?

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