SEPA Direct Debit Core: Euro payment automation in your control
Never lose sight of your recurring payments across the EEA

SEPA DD collections activated
Streamline your payment operations across the EEA
Save time
No more manual transfers or chasing payment deadlines. Set up once and payments happen automatically on due dates.
Reduce admin
Eliminate repetitive payment tasks. Manage all your EEA suppliers, utilities, and subscriptions from one place.
Minimise fees
Reduce missed payments and service interruptions. Automated processing ensures payments happen on time, every time.
Why payabl.?
Modern business banking—built for scale.
With your payabl. business account you get SEPA Direct Debit, SEPA Instant, SWIFT, and access to 60+ currencies. Send and receive payments, manage FX, automate payouts, and issue virtual cards—all from one account.
With API-first infrastructure and your payabl.one dashboard, you get full control and visibility over treasury operations. One platform. All your payment rails. No extra admin.
Created for EEA business operations
SEPA-Wide Coverage
Pay suppliers across all 36 SEPA countries with unified payment processing
Real-time notifications
Instant alerts for all direct debit requests and payment confirmations
Transaction controls
Block or challenge payments before they're processed
Mandate Management
Block payment mandates directly from your account
Structured Reporting
Simplify reconciliation — all accessible in one place via your payabl.one dashboard
SEPA/PSD2 Compliant
Fully regulated solution with built-in with no questions asked customer refund protections

How it works
Set up mandates
Create direct debit mandates with your suppliers, utilities, or service providers once
Review and take action
Get notifications before payments are settled. Block and challenge any undesired transaction
Automatic processing
Payments happen automatically on due dates
Which business payments can you automate?
Government & tax
Automate regulatory fees and tax payments across European jurisdictions
Utility bills
Never miss electricity, gas, water, or telecom payments
Suppliers
Automate recurring payments to EEA suppliers and vendors
Software subscriptions
Keep SaaS tools and digital services running without interruption
Professional services
Streamline payments to consultants, legal, and accounting firms
Multi-location operations
Centralize payment management across European offices and facilities
Start using SEPA Direct Debit Core today
Focus on growing your business while we handle your Euro payment automation
Want a cost-effective way to collect Euro recurring payments from customers?
SEPA DD for merchants is available via our acquiring services.
Explore SEPA Direct Debit for Collecting Payments