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SEPA Direct Debit Core: Euro payment automation in your control


Never lose sight of your recurring payments across the EEA

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SEPA DD collections activated

Streamline your payment operations across the EEA

Save time

Save time

No more manual transfers or chasing payment deadlines. Set up once and payments happen automatically on due dates.

Reduce admin

Reduce admin

Eliminate repetitive payment tasks. Manage all your EEA suppliers, utilities, and subscriptions from one place.

Minimise fees

Minimise fees

Reduce missed payments and service interruptions. Automated processing ensures payments happen on time, every time.

Why payabl.?


Modern business banking—built for scale.

With your payabl. business account you get SEPA Direct Debit, SEPA Instant, SWIFT, and access to 60+ currencies. Send and receive payments, manage FX, automate payouts, and issue virtual cards—all from one account.

With API-first infrastructure and your payabl.one dashboard, you get full control and visibility over treasury operations. One platform. All your payment rails. No extra admin.

Created for EEA business operations

SEPA-Wide Coverage

SEPA-Wide Coverage

Pay suppliers across all 36 SEPA countries with unified payment processing

Real-time notifications

Real-time notifications

Instant alerts for all direct debit requests and payment confirmations

Transaction controls

Transaction controls

Block or challenge payments before they're processed

Mandate Management

Mandate Management

Block payment mandates directly from your account

Structured Reporting

Structured Reporting

Simplify reconciliation — all accessible in one place via your payabl.one dashboard

SEPA/PSD2 Compliant

SEPA/PSD2 Compliant

Fully regulated solution with built-in with no questions asked customer refund protections

How it works

How it works

Set up mandates

Set up mandates

Create direct debit mandates with your suppliers, utilities, or service providers once

Review and take action

Review and take action

Get notifications before payments are settled. Block and challenge any undesired transaction

Automatic processing

Automatic processing

Payments happen automatically on due dates

Which business payments can you automate?

Government & tax

Government & tax

Automate regulatory fees and tax payments across European jurisdictions

Utility bills

Utility bills

Never miss electricity, gas, water, or telecom payments

Suppliers

Suppliers

Automate recurring payments to EEA suppliers and vendors

Software subscriptions

Software subscriptions

Keep SaaS tools and digital services running without interruption

Professional services

Professional services

Streamline payments to consultants, legal, and accounting firms

Multi-location operations

Multi-location operations

Centralize payment management across European offices and facilities

Start using SEPA Direct Debit Core today


Focus on growing your business while we handle your Euro payment automation

Want a cost-effective way to collect Euro recurring payments from customers?

SEPA DD for merchants is available via our acquiring services.

Explore SEPA Direct Debit for Collecting Payments