In this third episode of Pay it forward, recorded live at MPE Berlin, we’re joined by two leaders at the forefront of payment innovation: Ugnė Buračienė, Group CEO of payabl., and Robert Kraal, co-founder of Silverflow.
Together, they explore the future of merchant payments, cutting through the hype to focus on what’s actually changing—and what’s not. Expect a deep dive into the evolution of checkout experiences, the slow decline of legacy infrastructure, and the real-world challenges of scaling new payment methods like account-to-account and digital wallets.
They also discuss the role of AI in payments (hint: not everything needs to be AI-powered), the long road ahead for regulation like PSD3 and the EU AI Act, and how tokenisation is quietly transforming fraud prevention behind the scenes.
Whether you're a fintech professional, merchant, or payments enthusiast, this episode is packed with practical insight and bold predictions from two industry veterans who are building the future of payments today.