Back

Inside Europe's payments revolution: APMs, Wero, and what comes next

May 14, 2025

Inside Europe's payments revolution: APMs, Wero, and what comes next

In this episode of payabl.'s Pay it forward, produced in partnership with the c-suite podcast, host Graham Barrett dives deep into the world of Alternative Payment Methods (APMs) — everything beyond traditional credit and debit cards. From digital wallets to open banking, BNPL, and crypto, this episode unpacks what’s shaping the future of payments in Europe and beyond. 

Joining Graham are three industry leaders: 

Matteo Gamba, Head of Product, Global Payments & Fraud at Wayfair, Sophia Furber, FinTech Research Analyst, EMEA at S&P Global, Alexander Burkhard, EPI Lead at the European Payments Initiative (EPI) 

Together, they explore how payment preferences vary dramatically across regions and what that means for businesses, including: 

  • The rise of local payment methods like Blik, Bizum, iDEAL, and TWINT — and how they’re evolving into super apps 

  • Europe’s ambitious attempt to unify payments under one wallet: Wero 

  • The tension between payment innovation and consumer protection 

  • Whether a cashless or cardless future is really on the horizon 

  • The politics behind "payment sovereignty" and the push for European solutions 

This episode offers expert analysis, global insights, and bold predictions about where APMs are heading — and what businesses need to do to stay ahead. 

 

Subscribe to keep up with our podcast: Pay it forward

Stay tuned for new episodes by email