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From hype to reality: Stablecoins in cross-border payments

September 5, 2025

From hype to reality: Stablecoins in cross-border payments

In this episode of payabl.'s pay it forward, produced in partnership with the c-suite podcast, host Russell Goldsmith was joined by three industry leaders to discuss how stablecoins are reshaping cross-border payments, and the opportunities and challenges they bring for both fintech and merchants. 

In this episode, you’ll hear from: 

Lucy Ingham, VP of Content & Editor-In-Chief at FXC Intelligence 

Kristaps Zips, UK CEO at payabl.

Aleksandr Povarov, Head of Payments at Wolt

Together, they discussed: 

  • The role of regulation (MiCA in the EU, GENIUS Act in the US, UK frameworks) in enabling adoption of stablecoin
  • Merchant appetite for stablecoins — industries driving demand and the benefits of speed, cost savings, and certainty.
  • Wolt’s payment landscape and the challenges of managing multi-country cross-border flows.
  • Key barriers to adoption: trust, complexity, regulation, and education.
  • How merchant crypto adoption could evolve as regulation and ROI improve.
  • Predictions for two years ahead: stablecoins as a mainstream settlement option, with merchants expecting instant global payments as standard.

This episode offers expert analysis of the evolving world of payment innovation, exploring how new technology, regulation, and consumer demand are shaping the way money moves across the globe.

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