business accounts that mean business

Multi-currency IBANs, instant transactions, card issuing, and real-time financial control.

Simplify finances with a multi-currency business account

Effortless global expansion

Navigate global payments and markets confidently with business accounts and banking solutions built for scale. With 24/7 foreign currency accounts.

Real humans on hand

A dedicated contact to resolve issues, correct typos, and expedite payments to and from your multi-currency account.

Multi-currency IBANs

With foreign currency support, open multi-currency business accounts with payabl. to receive, hold, and send global payments in EUR, GBP, USD, and 27 more.

Built for speed, simplicity, and security

No more late transfers and stuck payments. Say goodbye to data discrepancies, hidden fees, and expansion inflexibility. With a payabl. multi-currency business bank account, you get:

Instant settlement
Don’t wait days for your money to arrive. Get paid and receive funds instantly via a multi-currency account. Avoid delays by removing traditional banks and intermediaries from the process.
Secure transactions
Send money and receive international payments in multiple currencies with full transparency and security through our global accounts.
No hidden fees
Some multi-currency accounts are too good to be true. We offer clear, upfront pricing with no surprises.
One single platform
Manage money, receive settlements, and issue multiple virtual cards—all through payabl.one. We make your money instantly visible.
Batch file processing for international payments
Simplify complex transactions and handle large-scale payments through a single business account.
Easy API integration
Connect your tech to ours. Simplifed API setup and support for a seamless multi-currency account integration.

payabl. virtual cards

Your smart, automated, and compliant expense management tool that enhances financial control, simplifies processes, and optimises corporate spending.

Instant corporate cards

Issue cards for employees and departments for controlled spending. Connect them all to your multi-currency accounts for simplified currency conversion.

Real-time spend tracking

Monitor transactions across your multi-currency accounts and international transfers in different currencies as they happen. Set transaction limits to control corporate spending.

Custom spending limits

Set caps and control expenses effortlessly with our four-eyes principle and joint signature levels.

Global transactions simplified

Our multi-currency accounts and cards support local and global payments in multiple currencies.

Seamless, secure spending

Backed by payabl.’s trusted financial ecosystem and bank account solutions.

An intuitive user experience

Mastercard business debit card compatible with Apple Pay and Google Pay.

Apply here

Cards & business accounts for every corporate use case

HR and People teams
Empower employees with pre-approved cards for travel, training, and perks — without the admin overhead of physical cards or reimbursement delays.
Procurement teams
Issue vendor-specific cards with defined limits and expiry dates — pay international suppliers seamlessly, improve traceability, and reduce manual processing.
Freelance & gig economy platforms
Issue cards to pay suppliers and contractors instantly and securely in their preferred currency — no need for local account details, delays, or complicated international transfers.
Operations departments
Use our business accounts and cards to manage day-to-day spend across tools, logistics, and services — with full control, instant issuance, and detailed spend tracking.
Finance teams & CFOs
Gain real-time visibility and control over spending — making bank account reconciliation faster, fraud prevention easier, and cash flow more predictable.
HR and People teams
Empower employees with pre-approved cards for travel, training, and perks — without the admin overhead of physical cards or reimbursement delays.
Procurement teams
Issue vendor-specific cards with defined limits and expiry dates — pay international suppliers seamlessly, improve traceability, and reduce manual processing.
Freelance & gig economy platforms
Issue cards to pay suppliers and contractors instantly and securely in their preferred currency — no need for local account details, delays, or complicated international transfers.
Operations departments
Use our business accounts and cards to manage day-to-day spend across tools, logistics, and services — with full control, instant issuance, and detailed spend tracking.
Finance teams & CFOs
Gain real-time visibility and control over spending — making bank account reconciliation faster, fraud prevention easier, and cash flow more predictable.

Don't take our word for it

“Our collaboration with payabl. has been extremely valuable for GonnaOrder. In a few months, their expertise in the payments tech scene has fueled our growth in many ways. Working with payabl.’s team of professionals has been rewarding and elevated our capabilities, setting the stage for a prosperous (and very scalable) future ahead. ”
Nikolaos Magoulas
GonnaOrder, CEO
“payabl. is a solid business partner, but most importantly a partner that is capable of understanding our business needs and continuously adapting to them. We have been working side by side for years, and payabl. has successfully supported our business growth and met our market needs in a very demanding regulated and dynamic environment.”
Marios Demosthenous
XM, COO
“payabl. truly understands the payment needs of international online retailers. Thanks to their highly professional, responsive and tech-savvy team, the on-boarding process was very smooth. Our partnership with payabl. has become a real asset to our company.”
Nicklas Westphal
VicNic.com, Director
“payabl. has been a game changer for our business. We love their dedicated customer support who are always available to answer any questions we have and advise us on what payment solutions work best for our business model. Their payment platform has made the process of receiving payments from our customers so much easier to manage and hassle-free. We highly recommend payabl. to anyone looking for a reliable and efficient payment partner. ”
Jonas Miklovas
BasketNews, Director
“Choosing payabl. as our payments partner has allowed us to reach the global market and scale in a way we could have only hoped for. They understand our needs and our industry and were able to make recommendations based on our business goals. This partnership has become truly invaluable to our business.”
George Athanasopoulos
liveXP, (CFO)
“payabl. has proven its commitment to long-term merchant relationships. Throughout the many years of our collaboration, the payabl. team has maintained the same unrivaled standards in terms of customer service, responsiveness, system reliability, and risk management support, which are essential for our business.”
Avi Sela
eToro, Chief Operating Officer
“Our collaboration with payabl. has been extremely valuable for GonnaOrder. In a few months, their expertise in the payments tech scene has fueled our growth in many ways. Working with payabl.’s team of professionals has been rewarding and elevated our capabilities, setting the stage for a prosperous (and very scalable) future ahead. ”
Nikolaos Magoulas
GonnaOrder, CEO
“payabl. is a solid business partner, but most importantly a partner that is capable of understanding our business needs and continuously adapting to them. We have been working side by side for years, and payabl. has successfully supported our business growth and met our market needs in a very demanding regulated and dynamic environment.”
Marios Demosthenous
XM, COO
“payabl. truly understands the payment needs of international online retailers. Thanks to their highly professional, responsive and tech-savvy team, the on-boarding process was very smooth. Our partnership with payabl. has become a real asset to our company.”
Nicklas Westphal
VicNic.com, Director
“payabl. has been a game changer for our business. We love their dedicated customer support who are always available to answer any questions we have and advise us on what payment solutions work best for our business model. Their payment platform has made the process of receiving payments from our customers so much easier to manage and hassle-free. We highly recommend payabl. to anyone looking for a reliable and efficient payment partner. ”
Jonas Miklovas
BasketNews, Director
“Choosing payabl. as our payments partner has allowed us to reach the global market and scale in a way we could have only hoped for. They understand our needs and our industry and were able to make recommendations based on our business goals. This partnership has become truly invaluable to our business.”
George Athanasopoulos
liveXP, (CFO)
“payabl. has proven its commitment to long-term merchant relationships. Throughout the many years of our collaboration, the payabl. team has maintained the same unrivaled standards in terms of customer service, responsiveness, system reliability, and risk management support, which are essential for our business.”
Avi Sela
eToro, Chief Operating Officer

Why open a payabl. business account?

One provider, one platform

From accepting payments in different currencies to managing your business finances and foreign exchange strategy, everything is integrated on payabl.one.

Fast and easy onboarding

A fully digital process to get your multi-currency account set up quickly. We handle complex tasks like currency exchange so you can focus on your business operations.

Enterprise-grade security

Protect your multi-currency account and foreign exchange data. Our global accounts enable secure international transactions and a safe environment for holding multiple currencies.

Scalable multi-currency account for business

Whether you’re a startup, scale-up, or established business, our multi-currency accounts cover all your bases — no need for separate accounts.

Virtual cards on demand

Global accounts and cards that streamline expense management and enhance liquidity for your business. Send money to different countries and receive funds from international customers.