accounts for businesses that mean business

Multi-currency IBANs, instant transactions, card issuing, and real-time financial control.

Open account

Simplify business finances

Effortless global expansion

Navigate global markets confidently with banking built for scale. With 24/7 FX.

Real humans on hand

A dedicated contact to resolve issues, correct typos, and expedite payments.

Multi-currency IBANs

Receive, hold, and send payments in EUR, GBP, USD, and 27 more.

Built for speed, simplicity, and security

No more late transfers and stuck payments. Say goodbye to data discrepancies, hidden fees, and expansion inflexibility. With a payabl. business account, you get:

Instant settlement
Don't wait days for your money to arrive. Get paid and access your funds instantly.
Secure transactions
Make and receive international payments with full transparency and security.
No hidden fees
Some accounts are too good to be true. We offer clear, upfront pricing with no surprises.
One single platform
Manage finances, receive settlements, and issue virtual cards—all through payabl.one.
Batch file processing
Simplify complex transactions and handle large-scale payments.
Easy API integration
Connect your tech to ours. Simplified API setup and support.

Virtual business cards

payabl. virtual cards—your smart, automated, and compliant expense management tool that enhances financial control, simplifies processes, and optimises corporate spending.

Instant virtual corporate cards

Issue cards for employees and departments for controlled spending.

Real-time spend tracking

Monitor transactions as they happen.

Custom spending limits

Set caps and control expenses effortlessly with our four-eyes principle and joint signature levels.

Global transactions simplified

Our cards support global and local payments in multiple currencies.

Seamless, secure spending

Backed by payabl.’s trusted financial ecosystem.

An intuitive user experience

Mastercard business debit card compatible with Apple Pay and Google Pay.

Apply here

Cards for every corporate use case

HR and People teams
Empower employees with pre-approved virtual cards for travel, training, and perks — without the admin overhead or reimbursement delays.
Procurement teams
Issue vendor-specific cards with defined limits and expiry dates — streamlining supplier payments, improving traceability, and reducing manual processing.
Freelance & gig economy platforms
Pay contractors instantly and securely with virtual cards — no need for bank details, delays, or cross-border transfer issues.
Operations departments
Use virtual cards to manage day-to-day spend across tools, logistics, and services — with full control, instant issuance, and detailed spend tracking.
Finance teams & CFOs
Gain real-time visibility and control over spending — making reconciliation faster, fraud prevention easier, and cash flow more predictable.
HR and People teams
Empower employees with pre-approved virtual cards for travel, training, and perks — without the admin overhead or reimbursement delays.
Procurement teams
Issue vendor-specific cards with defined limits and expiry dates — streamlining supplier payments, improving traceability, and reducing manual processing.
Freelance & gig economy platforms
Pay contractors instantly and securely with virtual cards — no need for bank details, delays, or cross-border transfer issues.
Operations departments
Use virtual cards to manage day-to-day spend across tools, logistics, and services — with full control, instant issuance, and detailed spend tracking.
Finance teams & CFOs
Gain real-time visibility and control over spending — making reconciliation faster, fraud prevention easier, and cash flow more predictable.

Don't take our word for it

“payabl. has proven its commitment to long-term merchant relationships. Throughout the many years of our collaboration, the payabl. team has maintained the same unrivaled standards in terms of customer service, responsiveness, system reliability, and risk management support, which are essential for our business.”
Avi Sela
eToro, Chief Operating Officer
“payabl. is a solid business partner, but most importantly a partner that is capable of understanding our business needs and continuously adapting to them. We have been working side by side for years, and payabl. has successfully supported our business growth and met our market needs in a very demanding regulated and dynamic environment.”
Marios Demosthenous
XM, COO
“payabl. truly understands the payment needs of international online retailers. Thanks to their highly professional, responsive and tech-savvy team, the on-boarding process was very smooth. Our partnership with payabl. has become a real asset to our company.”
Nicklas Westphal
VicNic.com, Director
“payabl. has been a game changer for our business. We love their dedicated customer support who are always available to answer any questions we have and advise us on what payment solutions work best for our business model. Their payment platform has made the process of receiving payments from our customers so much easier to manage and hassle-free. We highly recommend payabl. to anyone looking for a reliable and efficient payment partner. ”
Jonas Miklovas
BasketNews, Director
“Our collaboration with payabl. has been extremely valuable for GonnaOrder. In a few months, their expertise in the payments tech scene has fueled our growth in many ways. Working with payabl.’s team of professionals has been rewarding and elevated our capabilities, setting the stage for a prosperous (and very scalable) future ahead. ”
Nikolaos Magoulas
GonnaOrder, CEO
“Choosing payabl. as our payments partner has allowed us to reach the global market and scale in a way we could have only hoped for. They understand our needs and our industry and were able to make recommendations based on our business goals. This partnership has become truly invaluable to our business.”
George Athanasopoulos
liveXP, (CFO)
“payabl. has proven its commitment to long-term merchant relationships. Throughout the many years of our collaboration, the payabl. team has maintained the same unrivaled standards in terms of customer service, responsiveness, system reliability, and risk management support, which are essential for our business.”
Avi Sela
eToro, Chief Operating Officer
“payabl. is a solid business partner, but most importantly a partner that is capable of understanding our business needs and continuously adapting to them. We have been working side by side for years, and payabl. has successfully supported our business growth and met our market needs in a very demanding regulated and dynamic environment.”
Marios Demosthenous
XM, COO
“payabl. truly understands the payment needs of international online retailers. Thanks to their highly professional, responsive and tech-savvy team, the on-boarding process was very smooth. Our partnership with payabl. has become a real asset to our company.”
Nicklas Westphal
VicNic.com, Director
“payabl. has been a game changer for our business. We love their dedicated customer support who are always available to answer any questions we have and advise us on what payment solutions work best for our business model. Their payment platform has made the process of receiving payments from our customers so much easier to manage and hassle-free. We highly recommend payabl. to anyone looking for a reliable and efficient payment partner. ”
Jonas Miklovas
BasketNews, Director
“Our collaboration with payabl. has been extremely valuable for GonnaOrder. In a few months, their expertise in the payments tech scene has fueled our growth in many ways. Working with payabl.’s team of professionals has been rewarding and elevated our capabilities, setting the stage for a prosperous (and very scalable) future ahead. ”
Nikolaos Magoulas
GonnaOrder, CEO
“Choosing payabl. as our payments partner has allowed us to reach the global market and scale in a way we could have only hoped for. They understand our needs and our industry and were able to make recommendations based on our business goals. This partnership has become truly invaluable to our business.”
George Athanasopoulos
liveXP, (CFO)

Why open a payabl. business account?

One provider, one platform

From accepting payments to managing your business finances, everything is integrated on payabl.one

Fast and easy onboarding

A fully digital process to get you set up quickly.

Enterprise-grade security

Protect your transactions and data with the latest measures.

Scalable financial solutions

Whether you’re a startup, scale-up, or established business, we’ve got you covered.

Virtual cards on demand

Streamlined expense management and enhanced liquidity for your business.